Try deciding if you can afford a new car by putting aside the estimated monthly payment for 6 months

At the end of 6 months if you were good with setting aside $XXX each month then you have yourself a small down-payment saved up. If you found your budget to be a little too tight then you learned you couldn’t really afford the car (with no real consequences) and have contributed to your savings while doing so.

submitted by /u/Omega142
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Author: /u/Omega142

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