Just getting started with a Roth IRA. Is it better to contribute towards 2018 while I still can?

Hi r/personalfinance,

I have $5,000 to deposit into a Roth IRA. Does it make a difference if I place all of that into the 2018 year, split it, or put all of it into 2019? I don’t plan on investing anymore into this account for the remainder of the year.

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Author: /u/PayYourSurgeonWell

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