If you have an expensive prescription, contact the manufacturer and tell them you can’t afford it.
Bristol Myers just gave me a copay card that changed my monthly medication from $500 a month to $10. It lasts 2 years and they will renew it then with one phone call. Sorry if this is a repost, but this was a literal lifesaver for me.
EDIT: In my case income level was never asked. Also, the company benefits by hoping people with max out their maximum-out-of-pocket. This discount only applies to what the insurance company won’t pay.
Shout out to hot Wendi for telling me!